Equipment Solutions for Businesses in Birmingham, AL

All businesses in Birmingham, AL use equipment at some level, from cash registers and security systems to Class-8 vehicles, medical diagnostics, software, construction machinery, and everything in between. Golden Capital Solutions is a locally-based firm that provides equipment financing to businesses of every size, across every industry, to make sure they get the tools, machinery, and vehicles they need. Whether your business needs small upgrades or massive machinery, our financing programs make it easy and affordable to get the equipment you want.

Equipment Financing for Businesses in Birmingham, AL

For businesses in Birmingham that need equipment, Golden Capital Solutions offers:

  • Financing up to $300,000
  • Early payoff options
  • Terms up to 72 months

To qualify for our small ticket equipment financing program, applicants must demonstrate:

  • Minimum 675 FICO score
  • Average bank balance of $10,000
  • At least 3 years in business
  • No suits, liens, or judgments

Mid-Ticket Equipment Financing for Businesses in Birmingham, AL

Golden Capital Solutions also provides equipment financing to local businesses that may not need solutions that are as robust. Our mid-ticket financing features:

  • Financing up to $150,000
  • Terms up to 72 months

The requirements for our mid-ticket equipment financing is more accessible to new and small businesses. To qualify, applicants must show:

  • Minimum 600 FICO score
  • At least 2 years in business
  • No open liens, judgments, or bankruptcies

Collateral Backed Equipment Financing for Businesses in Birmingham, AL

At Golden Capital Solutions, we believe that challenged credit scores should not be a barrier to getting the equipment your business needs. Because of this, we offer options to businesses in Birmingham that have imperfect credit. Our collateral backed equipment financing features:

  • Financing structures around real estate, yellow iron, machine shop, and tools with a strong secondary market value
  • Terms up to 60 months
  • Challenged credit ratings are not an issue

Equipment Financing for Startups in Birmingham, AL

New businesses in Birmingham need equipment. However, they may not have the credit ratings or established financials to secure the funding they need. At Golden Capital Solutions, we provide equipment financing designed specifically for startups in Birmingham, AL. Our startup program offers up to $60,000 for equipment to businesses that meet the following requirements:

  • Minimum 700 FICO score and home ownership for all personal guarantors
  • 20% down ACH is required
  • 50% comparable debt
  • 20% minimum security deposit or down payment

Get the Equipment Your Business Needs

At Golden Capital Solutions, we understand the pivotal role that appropriate and functioning equipment plays in the success of your business. Whether you’re a startup trying to break into the market, a small business aiming to scale, or an established corporation seeking to improve efficiency, our flexible and accessible equipment financing programs are designed to cater to your unique needs. If you’re in Birmingham, AL, and your business requires equipment upgrades, don’t let financial constraints hinder your growth. Contact Golden Capital Solutions and explore our equipment financing options. Let us help you get the equipment your business needs to thrive and grow.