SBA Loans for Entrepreneurs in Birmingham, AL

Small businesses are the foundation of the economy in Birmingham, AL. From family-owned stores to trucking companies, franchises, innovative biotech startups, manufacturers, and everything in between, small businesses are essential to Birmingham. At Golden Capital Solutions, we are committed to providing fast and accessible funding to small businesses throughout the Birmingham area. As a locally-based firm, we understand the needs of entrepreneurs in Birmingham, and we can tailor financing to help small businesses reach their goals. Our small business loans feature fast approvals and processing, and can be used for a variety of purposes, including:

  • Working capital
  • Equipment
  • Commercial property
  • Refinancing existing debt
  • Mergers and acquisitions

SBA 7a Loans for Businesses in Birmingham, AL

SBA 7a loans from Golden Capital Solutions are extremely versatile, and offer the following benefits to small business owners in Birmingham, AL:

  • Loan amounts up to $5 million
  • Fixed and variable interest rates
  • LTV between 80% and 90%
  • Low interest rates
  • Full amortizations
  • No prepayment penalties
  • Terms up to 25 years for commercial real estate
  • Terms up to 10 years for all other uses

SBA 504 Loans for Businesses in Birmingham, AL

Golden Capital Solutions offers SBA 504 loans that can be used for commercial real estate, construction, or equipment purchases. Our SBA 504 loans are a great fit for businesses in Birmingham that are looking for long-term financing, have a net worth of $15 million or less, and a net revenue under $5 million per year. SBA Loans from Golden Capital Solutions feature:

  • Loan amounts up to $10 million
  • Fixed and variable interest rates
  • LTV between 80% and 90%
  • Low interest rates
  • Full amortizations
  • No prepayment penalties
  • Terms up to 25 years for commercial real estate
  • Terms up to 10 years for all other uses

Small Business Loans for Mergers and Acquisitions in Birmingham, AL

For businesses in Birmingham, AL that are looking to expand their operations, Golden Capital Solutions offers SBA loans for mergers and acquisitions. Our SBA loans for M&A financing offer the following benefits for small business owners in the Birmingham area:

  • LTV up to 80%
  • Approvals in as fast as two days
  • No prepayment penalties
  • No balloon payments
  • Full amortization

Contact Us

If you’re a small business owner in Birmingham, AL, seeking a strategic and affordable means to expand your operations, manage your working capital, acquire crucial equipment, or even purchase commercial property, SBA loans from Golden Capital Solutions could be your ideal financial solution. Our loans, designed to meet the specific needs of businesses like yours, come with a host of benefits, such as highloan-to-value ratios, low interest rates, full amortization, and generous terms. With our SBA 7a loans and SBA 504 loans, we accommodate the unique needs of different businesses, whether you’re looking into large-scale commercial projects or seeking smaller, more niche investments. Furthermore, our special SBA loans for mergers and acquisitions can give you the financial power to scale up your enterprise and solidify your presence in the market. At Golden Capital Solutions, we understand that obtaining the right financing can make all the difference for your business’s growth and success. Don’t let financial limitations hold you back – take the first step towards securing your future today. Contact us to find out more about our SBA loans and how we can help your business prosper.