When evaluating a franchise investment, one of the most critical considerations for both prospective franchisees and lenders is the financial performance of existing franchise units. This is where Item 19 of the Franchise Disclosure Document (FDD) comes into play. As...

The hospitality industry, a cornerstone of the global economy, is one of the most dynamic and capital-intensive sectors. Whether you’re looking to acquire an existing hotel, build a new one from the ground up, or renovate an older property, securing...

Commercial lending can be a complex topic, often surrounded by misconceptions. Let’s clear the air by debunking some of the most common myths about commercial lending. Myth #1: “You Need to Be a Millionaire to Get a Commercial Loan” The...

When considering a franchise investment, understanding the financial obligations is crucial to your success. The Franchise Disclosure Document (FDD) is designed to provide transparency and essential details about the franchise opportunity, with Items 5 and 6 focusing on the fees...

Commercial lending and golf might seem worlds apart, but they actually share a surprising number of similarities. Just like achieving a perfect golf swing requires the right technique, the right equipment, and a bit of guidance, securing the right commercial...

One of the most critical aspects of your SBA loan application is proving your ability to repay the loan. Lenders and the SBA want to see that your business is financially stable and capable of generating enough revenue to meet...

Are you planning to take out a business loan, but feeling overwhelmed by all the jargon? Don’t worry, we’ve got you covered! Here are the most commonly used lending terms you need to know: APR (Annual Percentage Rate): The total...